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About Us

We are licensed in Florida, Texas, and Virginia to sell health insurance plans. We believe that in current context of rising healthcare costs, it is important that everyone covers oneself for risks to one’s health and finances by purchasing insurance for:
* Basic health insurance plan for routine health care and probable hospitalization.
* Supplemental insurance to reduce out-of-pocket expenses one may run into for likely heavy medical and living expenses attributable to
threatening disease and injury,
* Ancillary medical and support services to complement basic health insurance.

Due to complexity of a large variety of health insurance plans being sold by a number of carriers, we are focused to sell following types of health insurance plans:

Medicare Advantage and Medicare Supplement Plans for seniors by AARP UnitedHealthcare.
Short Term Medical plans for age below 64 by The IHC Group. These plans are relatively low premium substitutes for high premium major medical insurance (Obamacare) plans with options to add supplemental and ancillary choices.

International travelers can buy medical and travel safety insurance by Tokio Marine HCC MIS when you plan to spend time abroad, be it individual, with family, as a group, and for multi-trips from home country.


Short Term Medical Insurance: It could be 1/2 to 1/3rd the premiums of ACA (Obamacare) plans with Low Deductibles and Low Coinsurance.
Supplemental Medical Insurance: Combine it with Short Term Medical insurance plan or standalone will reduce or offset Out-of-Pocket expenses.
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International Travelers Medical and Travel Safety Insurance. It’s just as important as your passport is when traveling and living abroad!
Hospital Indemnity Insurance: (Care Access Plan): This plan provides medical and financial coverage for Critical Diseases, Inpatient Hospital Confinements or Inpatient Surgery.
 Health and Wellness Discount Plans: Use these nine discount plans to your health management: Prescriptions, Telemedicine, Alternative Health and Wellness,  Counseling. Medical Mediation, Healthcare Assistant, Expert Second Opinion, and Durable Medical Supplies.
 International Students Health and Travel Safety Insurance: International students traveling and living abroad for studies can cover themselves for medical and travel safety insurance.
This is comprehensive medical insurance for seniors for Zero or low dollar premiums, low copay, low coinsurance, low annual ceiling of out-of-pocket expenses, and low or no copay prescription medicines.